Terms and Conditions

NZDebtCollection.co.nz has been established to provide New Zealand business owner with the information and tools to make sound business decisions with regards to debt protection and collection as well as to business practices.

By viewing, visiting, using or interacting with this website or with any banner, pop-up or advertising that appears on it, you are agreeing to all the provisions of this terms of use policy and the privacy policy of this website.

INFORMATION

I use my best endeavours to ensure that information provided here is accurate; however I am human and errors or misconceptions may occur.

I or any of my companies do not accept any liability, direct or indirect, for any loss or damage which may directly or indirectly result from any advice, opinion, information, representation or omission whether negligent or otherwise, contained on this site or given in response to the seeking of further information by any person from this website. You are solely responsible for the actions you take in reliance on the content on, or accessed through this site. The information on this site is not intended to be investment advice and I recommend that you obtain specific professional advice from a suitably qualified expert prior to making any investment or business decision.

WEB SITE PROTOCOL AND GUIDELINES

As a participant in this online community, you agree to use my web site within the following guidelines and acknowledge that the online community is provided for the purpose of expanding your personal knowledge, success and ability, not to demean, malign or personally attack other individuals, members or companies:

CONDITION OF USE

It is a condition of use by users and members of any Community Facility and access to this Site that users and members do not do any of the following:

Post or transmit any unlawful, threatening, abusive, defamatory, pornographic, profane, libellous, invasive of another’s privacy, harmful, vulgar, obscene, harassing, hateful, or racially, ethnically, religiously, sexually improper or otherwise objectionable information or material of any kind. Including, without limitation any information or material that might reasonably encourage conduct that would breach any civil or criminal law.

TERMS OF USE

Availability Of This Website

Due to the nature of the Internet, we cannot guarantee or warrant that the functions on this website will be uninterrupted or error free or that defects will be corrected or that this website or the server that makes it available is free of any virus or other harmful elements.

Privacy

You may browse and access some of the information contained within this website without providing any personal information. Where you voluntarily provide personal information for registration or feedback I will not sell, rent or otherwise disclose that information to third parties.

Other information about your visit, which does not identify you personally, is used only to analyze traffic patterns and to perform routine system maintenance.

Disclaimer of Liability

With respect to documents available from this website, I do not make any warranty, expressed or implied, including warranties of merchantability and fitness for a particular purpose, or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed on the server.

Likewise, I do not represent that the use of any such document, information, apparatus, product or process will not infringe privately owned rights.

Some advertisements contain representations or offers by the advertiser which can be accepted by linking to the advertiser’s website and executing the relevant transaction. Such offers are made solely by the advertiser, not by me. Further, the advertiser is solely responsible for fulfilling any representation or offer made.

All material is provided as an information service only and should not be relied upon as a substitute for commercial or other professional advice.

We do not give any specific or tailored financial, taxation or accounting advice or conduct a business providing taxation or accounting advice either as a representative or agent of any other person.

None of the information on this Site takes into account the financial circumstances or investment needs of any particular person. Each user or member must therefore assess whether it is appropriate, in the light of his/her individual circumstances, to act upon the relevant information.

Disclaimer of Endorsement

Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not necessarily constitute or imply its endorsement, recommendation, or preference by us.

The views and opinions of authors expressed herein do not necessarily state or reflect the attitudes and opinions of me. Those views and opinions shall not be used for advertising or product endorsement purposes without my express, written consent.

This Site contains hyperlinks and other pointers to Internet websites operated by third parties for the convenience of users and members. The linked websites are not controlled by me and therefore we are unable to control the contents of any such linked website. Hence, we do not accept any responsibility for the contents nor do I specifically endorse those contents. Users and members link to any such website and use or rely on such website entirely at their own risk.

User Licence

A user or member who places any information or other material on this Site (including by posting messages, uploading files, inputting data or engaging in any other form of communication), grants to me a perpetual, non-exclusive, royalty-free, irrevocable, unrestricted, worldwide licence to use, copy, sublicense, redistribute, adapt, transmit, publish and/or broadcast, publicly perform or display the information or material or any part of it.

Copyright

I am either the owner or licensed user of the copyright in the material on this web site. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this web site without my written consent, other than to the extent necessary to view the material or as permitted by law.

New Zealand Law Applies

This website is governed by, and is to be interpreted in accordance with New Zealand law.

Terms and Conditions May be Altered

we reserve the right to alter, modify or update these terms and conditions at any time.

Termination

The Terms and Conditions are effective until terminated or amended by us. We may terminate this agreement and user and member access to this Site at any time without notice. In the event of termination, all restrictions imposed on users and members, licenses granted by users and members and all my disclaimers and limitations of liability set out in the Terms and Conditions will survive. In the case of members, my liability will be limited to a refund of any unused portion of any subscription fee paid and / or my Guarantee policy.

Use Of Information From This Website

Unless you have entered into an express written contract with me to the contrary or we have given you express permission on our website to the contrary you have no right to use this information in a commercial or public setting; you have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of our websites. By viewing the contents of my websites you agree to this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties.

Disclaimer For Harm

We assume no responsibility for damage to your computer or software or any person you subsequently communicate with from corrupting code or data that is inadvertently passed to your computer.We make no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms. Again, you view and interact with this site, or banners or pop-ups or advertising displayed thereon, at your own risk.